EXECUTIVE SERVICES
In today is highly regulated business environment, you need to work with financial professionals who understand the unique challenges of executive compensation.
Decision Investments has the knowledge and experience to assist corporate executives and directors in managing their company stock holdings and other complex needs. Our services help executives comply with SEC rules and issuer's ownership guidelines while helping with overall wealth management.
A large single-stock position can leave you vulnerable to excessive market volatility or a large capital gains tax bill. But closed trading windows and blackout periods can make it difficult to achieve the diversification you need to balance your portfolio. We can help you create a customized strategy to successfully hedge or monetize your position. And we can look at ways to defer taxes and gain the liquidity you need to effectively diversify your portfolio, while meeting your investing goals.
We have expertise in company stock-related issues and can assist you with:
Designing and implementing a Rule 10b5-1 future Trading Plan
Understanding and managing complex equity awards, such as performance plans
Executing transactions in compliance with SEC Rules
Comprehensive stock option strategies
Incentive stock options AMT vs. regular tax-cost basis and stock swaps vs. cash exercise
Nonqualified stock options consequences and break-even analysis
Low-basis diversification techniques1, including tax-efficient structured equity, charitable remainder trusts and exchange funds
Strategies to hedge concentrated positions
Optimizing after-tax retirement income with stock plans
Transferability and stock options
Planning Your Legacy
Exercising Philanthropic Strategies
10b5-1 solution: predetermined trading plans
Decision Investments is familiar with the complex regulations and legal requirements of SEC Rule 10b5-1 and can help you establish a trading plan based on your individual goals and objectives.
Predetermined trading plans features:
Customization
Your predetermined trading plan will include detailed instructions for scheduling the timing, the number of shares and the price at which to buy or sell your company shares.
Execution
Decision Investments will work to get the best possible execution while minimizing the negative impact on the stock price.
We will work closely with you and your corporate counsel to establish and implement your individual trading plan. Our team will:
Consult with you about your goals and objectives to establish a trading plan targeted toward meeting your financial objectives
Submit trading plan to your company's corporate counsel for approval
Call you to confirm acceptance of your trading plan
Provide you with trade confirmations in accordance with Sarbanes-Oxley expedited requirements*
Predetermined trading plans benefits
Diversification
Sell large or concentrated positions at predetermined times to diversify your portfolio and possibly reduce significant fluctuations for trade executions restricted to open window periods.
Control
Executives can schedule regular buying and selling of company shares even during company blackout periods as long as they do not have knowledge of material non-public information at the time the plan is implemented.
Security
Plans are designed to comply with applicable trading rules and regulations to help protect insiders and corporate affiliates against claims of insider trading.
Would you like to discuss your situation with a Decision Investments representative?
Decision Investments can help you manage any retirement account including 401Ks and 403B, 457, SEP-IRAs and many more. We customize a solution for you with the investment options available in your plan. We then actively manage these for you on an ongoing basis and give you real time advice. Many employees are surprised to learn that they can receive all of these benefits with no after tax or out-of-pocket costs.
Brokerage firms where your current plan may reside are typically restricted from providing advice on these accounts because they may be deemed a fiduciary; however, most retirement plans allow you to appoint an independent advisor. That's where Decision Investments fit in. Because we are a fiduciary for our clients, we can provide to you the same level of service we provide to all of our clients, in your plan.
To begin a dialogue with Decision Investments, please fill out the form below:
