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Decision Investments is a Registered Investment Advisory (RIA) firm founded by two former Wall Street Financial Advisors with over 25 years of industry experience. Frustrated by the restrictions and lack of objectivity of the big firms, they determined that there had to be a better way to serve the interests of their clients.

Through integrity and professionalism, we have built a solid base of satisfied clients. Our philosophy is to provide our clients with a disciplined, personalized no-nonsense approach to investing their hard earned money. We use a research driven game plan that incorporates both sound fundamental, quantitative and technical analysis.

Decision Investments strives to deliver customized, risk adjusted returns based on individuals risk tolerance. We do not employ a cookie cutter approach to investing our clients' capital.



Michael has worked in Financial Services since 1997. He served on the management team at three prior firms including top Wall Street Firms as well as a larger San Diego based, independent RIA firm.

In his role as CEO, Michael oversees the overall management of the firm from investments to staples. Thankfully, the landscape for independent investment firms has matured so much in the last ten years, that it is now possible to outsource almost all of the potentially time consuming and distracting back office responsibilities allowing the team to focus on our core competencies and most important tasks managing the assets and helping clients plan for the future.

Michael graduated from S.U.N.Y. Albany in 1993 with a BS degree in Psychology and Business and still remains the holder of record for the longest field goal on the Varsity football team. Michael enjoys many of the activities that come with an active Southern California lifestyle but none more than spending quality time with his family including daughters Jessica and Sara.


After earning his MBA from George Washington University and a career with Fortune 500 apparel companies, John began a second career in Financial Services to help manage the personal wealth of his family, friends and others in need. John is a Cerified Financial Planner® and worked with a big Wall Street firm for 14 years before joining Decision Investments in 2012.

John is civically minded and has been an active volunteer with the La Jolla Town Council, La Jolla Newcomers, Voices for Children, Big Brother/Big Sister, It's all about the Kids Foundation and with the San Diego Film Festival.

As a Managing Partner, John's primary focus is on Financial Planning and Portfolio Management. Beyond his overall investing capabilities, John focuses on identifying investments that pay above average dividends trading at attractive valuations.

To learn more about John’s Enhanced Dividend Portfolio strategy, click here

John's passion for the industry and for helping others shows every day. In addition to his extensive knowledge in Financial Planning and Investing, he prides himself on a client-centric mindset which includes same day responses to client questions, offering client education events and providing truly individualized investing solutions.