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fretirement plans for self-employed

Join other successful self-employed professionals in minimizing your taxes and maximizing your retirement savings. There are currently several IRS approved retirement plans that allow self-employed professionals and business owners with no employees, to make large federally and state tax deductible contributions.  Decision Investments specializes in helping high income individuals choose the most appropriate retirement plan that will allow for the highest level of contributions. Decision Investments makes the process of setting up a new plan quick, simple and easy.


Once set up, the risk management strategies and performance of your investments becomes paramount. Successful individuals choose Decision Investments for our world-class Portfolio Management expertise.

Retirement Plan Benefits:

  • These plans are most attractive for high income individuals (may work with a spouse or business partners) with no employees.
  • Earn the highest tax deductible contributions allowed for small business owners, professionals and those with independent contractor (1099) or side income.
  • Defined Benefit Plans combined with a One Person 401(k) allow a maximum contribution up to $222,100 per year which is 100% federal and state tax deductible.
  • You can accumulate up to $1-$2 million in just 5-10 years.
  • We work closely with the leading plan administrator firm for one person retirement plans to keep it very simple, cost effective, and legally compliant.

Benefits of Working with Decision Investments:

  • Decision Investments is a fee only Registered Investment Advisory. We receive no commissions and sell no products.
  • We are our client’s Fiduciary, unlike many brokerages, insurance companies, and mutual fund families - we focus on our clients’ best interest, not high commissions.
  • We manage our client’s customized, diversified portfolios to meet their long-term growth and income goals in a risk and tax managed environment.
  • We can work together with your CPA/tax preparer, or payroll service for your benefit.
  • At retirement or termination of the plan, we can simply roll it into an IRA for you.

To begin a confidential dialogue about your retirement planning, please submit the form below or contact John Weinstein, CFP®, MBA directly at: 858-812-3027 or john@decisioninvestments.com

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