• 401K Advisory
• Self Directed 401K
• Alcoa
• Northrop Grumman

Alcoa Schwab PCRA

The irony is that that self-directed doesn’t mean you’re on your own

Alcoa offers the Schwab Personal Choice Retirement Account (PCRA) or "Self Directed" option to the company's 401K plan. You may better manage risk and improve returns by taking advantage of this option. Decision Investments can help.

Enjoy the flexibility of greater choices of investments inside your savings plan and receive ongoing Portfolio Management and Financial Planning services. With a self directed retirement plan, you can make investments inside your Alcoa savings plan with the freedom of a brokerage account. The Schwab PCRA lets you invest in over 4,700 mutual funds as well as individual stocks, bonds and ETF's).

With freedom comes responsibility…that’s where Decision Investments comes in. We develop a portfolio custom built for you and your needs and actively manage that portfolio attempting to move money into and out of areas of strength and weakness. We communicate what we are doing and provide performance reports quarterly showing you exactly how we are doing (after fees) and compare that performance to the overall performance of the markets.

Our dedicted Alcoa representative is Managing Partner, John Weinstein CFP®, MBA. As a Cerified Financial Planner® and with 15 years of industrty experience, John is well equipped to handle all of your Retirement Planning and Portfolio Management needs.

Nowhere else in the Alcoa plan including any of the “core investment funds” or “Target Maturity, LifePath Funds” is anyone responsible for adjusting risk by moving money into or out of investment categories based on market conditions. So with Decision Investments, you end up with what sounds like an oxymoron… a "self-directed" 401K that is, in fact managed for you by Decision Investments.

Let Decision Investments help you move your 401k assets to the Schwab PCRA option by March 31st and receive the new iPad FREE. For more information submit below:

For a no cost, no obligation review of your 401K including complimentary analysis of your existing holdings and proposed allocation, please fill out the form below.